In need of some financial help

Kinja'd!!! "No, I don't thank you for the fish at all" (notindetroit)
10/28/2014 at 16:49 • Filed to: financial help

Kinja'd!!!0 Kinja'd!!! 5

Yeah, I apologize for spamming Oppo with so many posts about my anxiety and experiences, but this is more than kind of legitimately important. I just received a bill from the hospital where I had been staying at, and even though I had been told that everything would be covered by my insurance with a $0 deductible, they want me to provide "explanation of benefits" to them to process the claim. I don't even know what that means. Otherwise In down just over a grand. Any of you know how I should do that?


DISCUSSION (5)


Kinja'd!!! nFamousCJ - Keeper of Stringbean, Gengars and a Deezul > No, I don't thank you for the fish at all
10/28/2014 at 16:51

Kinja'd!!!1

Does it say "this is not a bill" on the top but looks a lot like a bill? I get them from my dentist. It looks intimidating but you're looking for the "plan covers" section and as long as that matches the charges you're clear.


Kinja'd!!! Maximum_Odyssey > No, I don't thank you for the fish at all
10/28/2014 at 16:53

Kinja'd!!!1

This should be as simple as:

1) Providing the name your insurance company

2) Providing your policy number

The hospital can look up everything from there. If you need something from the insurance company, call them and ask them to provide. They can fax or e-mail the hospital.


Kinja'd!!! Textured Soy Protein > No, I don't thank you for the fish at all
10/28/2014 at 16:56

Kinja'd!!!2

Normally when a healthcare provider bills your health insurance company for medical services provided to you, your health insurance company sends you a document titled Explanation of Benefits. This can be sent via mail or email depending on how you signed up for your insurance plan. The hospital is probably just asking you to provide this document. If you don't have it, check the documents section of your health insurance account online. Otherwise your insurance company should be able to direct you to it if you call them.


Kinja'd!!! jariten1781 > No, I don't thank you for the fish at all
10/28/2014 at 16:57

Kinja'd!!!3

EOBs are a form the insurance provides after care showing the cost, how much they paid, discounts for being in network, etc. I've never heard of a hospital asking for one but it should be as easy as calling up the insurance and having it faxed over.


Kinja'd!!! desertdog5051 > jariten1781
10/28/2014 at 17:26

Kinja'd!!!0

You are correct. Also, the hospital should have their own copy of all that information.